Provincial profile · 2026 tax year
Nunavut marginal tax brackets
Nunavut's 4-bracket personal income-tax schedule for 2026, and what its rates mean for your RRSP-versus-TFSA decision.
- 11.50%
- Top provincial rate
- #13/13
- By top rate
- 4
- Brackets
- 44.50%
- Combined top rate
Nunavut's top marginal personal income-tax rate for 2026 is 11.50%, on top of the federal schedule.
Nunavut (NU) levies 4 provincial income-tax brackets in 2026, from 4.00% on the lowest band to 11.50% on the top band. Stacked on the federal top rate of 33.00% above $258,482, the combined top marginal rate reaches 44.50%. That ranks Nunavut 13 of 13 provinces and territories by top rate.
- 11.50% top provincial rate
- 44.50% combined top rate
- #13/13 by top rate
- 4 brackets
The verdict
Every dollar a top-bracket Nunavut resident defers into an RRSP shelters 44.50% in combined federal-and-provincial tax - the lowest combined top rate in the country, just behind Ontario.
- 11.50%
- Nunavut top rate
- 33.00%
- federal top rate (above $258,482)
- 44.50%
- combined top marginal rate
- #13/13
- national rank by top rate
Combined rate = the province's top marginal rate plus the federal top rate, both rendered live from the published schedules.
2026 provincial bracket schedule
Source: Nunavut 2026 provincial income-tax bracket schedule. Bar length scales to the top provincial rate.
| Bracket | Income range | Provincial rate |
|---|---|---|
| 1 | $0 – $54,707 | 4.00% |
| 2 | $54,707 – $109,413 | 7.00% |
| 3 | $109,413 – $177,881 | 9.00% |
| 4 | $177,881 | 11.50% |
Source: Nunavut 2026 personal income-tax schedule - official publication. Federal brackets from the Canada Revenue Agency, 2026 indexed schedule.
Your combined marginal rate by income
Nunavut's provincial rate, added to the federal rate at your income, is what an RRSP deferral is actually worth to you.
$50,000 income
18.0%
14.0% federal + 4.0% NU
$100,000 income
27.5%
20.5% federal + 7.0% NU
$150,000 income
35.0%
26.0% federal + 9.0% NU
$250,000 income
40.5%
29.0% federal + 11.5% NU
Your true marginal rate, dollar by dollar
The combined federal-and-Nunavut marginal rate is a staircase, each step is a bracket threshold. Hover or tap anywhere to read the exact rate at that income.
Source: Nunavut + Canada Revenue Agency published 2026 marginal-rate schedules. Combined rate = provincial + federal at each income.
Combined rate = the federal marginal rate plus Nunavut's, at each income, rendered from the 2026 published schedules.
How Nunavut ranks, top rate across Canada
Source: provincial finance-ministry 2026 schedules, compiled by PlainRRSP. Nunavut is highlighted.
Nunavut's tax-structure shape
Nunavut's position on the entry-rate-vs-top-rate map below shows how progressive its schedule is, the further upper-left, the wider the RRSP deferral wedge.
Source: provincial finance-ministry 2026 bracket schedules, compiled by PlainRRSP. Dashed lines mark the median entry and top rate.
What this means for RRSP vs TFSA in Nunavut
Stack Nunavut's 11.50% top provincial rate on the federal 33.00% (above $258,482) and you get a combined top rate of 44.50%. That's the full value of an RRSP deduction claimed at this bracket, assuming a lower rate at withdrawal.
Mid-career earners in the $80,000–$130,000 band face a combined marginal rate near 27.5%, meaningfully below the 44.50% top rate. In Nunavut that 17.0% gap is wide enough that timing large RRSP contributions for a future top-bracket year, rather than deducting at the mid-career rate, is worth modelling before you contribute.
Before RRSP or TFSA: the RESP/CESG match
Households with children should capture the 20% RESP/CESG match before topping up an RRSP or TFSA in Nunavut, it's federal and province-invariant, see the CESG match strategy guide. Run your own Nunavut numbers in the calculator →
Compare to other provinces
- Quebec - 25.75%
- Newfoundland and Labrador - 21.80%
- Nova Scotia - 21.00%
- British Columbia - 20.50%
- New Brunswick - 19.50%
- Prince Edward Island - 19.00%
- Manitoba - 17.40%
- Alberta - 15.00%
- Yukon - 15.00%
- Saskatchewan - 14.50%
- Northwest Territories - 14.05%
- Ontario - 13.16%
What to do in Nunavut
Match the account to your rate gap, then bank the guaranteed money first.
- At a 44.50% top combined rate, high earners gain the most from RRSP deferral, model your own gap before contributing. Open the calculator
- If you have children, capture the 20% RESP/CESG match before topping up an RRSP or TFSA, it is a guaranteed return. CESG strategy
- Compare Nunavut against the provinces above and below it before deciding where the deferral is worth most. Provinces by top rate
Combined rates assume top-bracket federal income; your marginal rate depends on your total income and other deductions. Reference data, not tax advice.
Frequently asked questions
- What is the top marginal tax rate in Nunavut for 2026?
- The top marginal provincial rate in Nunavut for 2026 is 11.50%. Combined with the federal top rate of 33.00% above $258,482, the combined top marginal rate is 44.50%.
- How many tax brackets does Nunavut have?
- 4 brackets make up Nunavut's 2026 provincial schedule, spanning 4.00% to 11.50%.
- Where does Nunavut bracket data come from?
- The schedule is rendered from Nunavut's published 2026 bracket table, see the linked source above. Federal brackets are uniform across Canada and come from the Canada Revenue Agency.
Reference data, not financial advice - consult a licensed CPA or CFP before acting. See the methodology for what this page does and doesn't model.
Every figure on PlainRRSP is rendered directly from official Canada Revenue Agency registered-plan limits and each province's published marginal-rate schedule, no number is typed in by an editor. Nunavut's bracket schedule and the federal brackets are rendered live from the published government tables. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026 tax year.