Provincial profile · 2026 tax year
Yukon marginal tax brackets
Yukon's 5-bracket personal income-tax schedule for 2026, and what its rates mean for your RRSP-versus-TFSA decision.
- 15.00%
- Top provincial rate
- #9/13
- By top rate
- 5
- Brackets
- 48.00%
- Combined top rate
Yukon's top marginal personal income-tax rate for 2026 is 15.00%, on top of the federal schedule.
Yukon (YT) runs a 5-bracket provincial schedule for 2026, 6.40% up to 15.00%. With the federal top rate of 33.00% (above $258,482) stacked on, the combined top marginal rate is 48.00% - rank 9 of 13 by top rate.
- 15.00% top provincial rate
- 48.00% combined top rate
- #9/13 by top rate
- 5 brackets
The verdict
Yukon's RRSP deferral ceiling, 48.00% combined tax sheltered per dollar for a top-bracket resident - sitting between Alberta and Saskatchewan in the national ranking.
- 15.00%
- Yukon top rate
- 33.00%
- federal top rate (above $258,482)
- 48.00%
- combined top marginal rate
- #9/13
- national rank by top rate
Combined rate = the province's top marginal rate plus the federal top rate, both rendered live from the published schedules.
2026 provincial bracket schedule
Source: Yukon 2026 provincial income-tax bracket schedule. Bar length scales to the top provincial rate.
| Bracket | Income range | Provincial rate |
|---|---|---|
| 1 | $0 – $57,375 | 6.40% |
| 2 | $57,375 – $114,750 | 9.00% |
| 3 | $114,750 – $177,882 | 10.90% |
| 4 | $177,882 – $500,000 | 12.80% |
| 5 | $500,000 | 15.00% |
Source: Yukon 2026 personal income-tax schedule - official publication. Federal brackets from the Canada Revenue Agency, 2026 indexed schedule.
Your combined marginal rate by income
An RRSP deferral in Yukon is priced at your combined rate: federal plus provincial, both at your specific income level.
$50,000 income
20.4%
14.0% federal + 6.4% YT
$100,000 income
29.5%
20.5% federal + 9.0% YT
$150,000 income
36.9%
26.0% federal + 10.9% YT
$250,000 income
41.8%
29.0% federal + 12.8% YT
Your true marginal rate, dollar by dollar
Yukon's marginal rate climbs in steps, not a smooth curve, each jump marks a bracket threshold. Explore the curve by hovering or tapping.
Source: Yukon + Canada Revenue Agency published 2026 marginal-rate schedules. Combined rate = provincial + federal at each income.
Combined rate = the federal marginal rate plus Yukon's, at each income, rendered from the 2026 published schedules.
How Yukon ranks, top rate across Canada
Source: provincial finance-ministry 2026 schedules, compiled by PlainRRSP. Yukon is highlighted.
Yukon's tax-structure shape
Yukon's position on the entry-rate-vs-top-rate map below shows how progressive its schedule is, the further upper-left, the wider the RRSP deferral wedge.
Source: provincial finance-ministry 2026 bracket schedules, compiled by PlainRRSP. Dashed lines mark the median entry and top rate.
What this means for RRSP vs TFSA in Yukon
Yukon's top marginal rate of 15.00% stacks on the federal top rate of 33.00% above $258,482, producing a combined top marginal rate of 48.00%. For residents in that bracket, every dollar deferred into an RRSP today and withdrawn at a lower retirement-income rate is worth that full rate gap in deferred federal-plus-provincial tax.
Mid-career earners in the $80,000–$130,000 band face a combined marginal rate near 29.5%, meaningfully below the 48.00% top rate. In Yukon that 18.5% gap is wide enough that timing large RRSP contributions for a future top-bracket year, rather than deducting at the mid-career rate, is worth modelling before you contribute.
Before RRSP or TFSA: the RESP/CESG match
Households with children should capture the 20% RESP/CESG match before topping up an RRSP or TFSA in Yukon, it's federal and province-invariant, see the CESG match strategy guide. Run your own Yukon numbers in the calculator →
Compare to other provinces
- Quebec - 25.75%
- Newfoundland and Labrador - 21.80%
- Nova Scotia - 21.00%
- British Columbia - 20.50%
- New Brunswick - 19.50%
- Prince Edward Island - 19.00%
- Manitoba - 17.40%
- Alberta - 15.00%
- Saskatchewan - 14.50%
- Northwest Territories - 14.05%
- Ontario - 13.16%
- Nunavut - 11.50%
What to do in Yukon
Match the account to your rate gap, then bank the guaranteed money first.
- At a 48.00% top combined rate, high earners gain the most from RRSP deferral, model your own gap before contributing. Open the calculator
- If you have children, capture the 20% RESP/CESG match before topping up an RRSP or TFSA, it is a guaranteed return. CESG strategy
- Compare Yukon against the provinces above and below it before deciding where the deferral is worth most. Provinces by top rate
Combined rates assume top-bracket federal income; your marginal rate depends on your total income and other deductions. Reference data, not tax advice.
Frequently asked questions
- What is the top marginal tax rate in Yukon for 2026?
- The top marginal provincial rate in Yukon for 2026 is 15.00%. Combined with the federal top rate of 33.00% above $258,482, the combined top marginal rate is 48.00%.
- How many tax brackets does Yukon have?
- 5 brackets make up Yukon's 2026 provincial schedule, spanning 6.40% to 15.00%.
- Where does Yukon bracket data come from?
- The schedule is rendered from Yukon's published 2026 bracket table, see the linked source above. Federal brackets are uniform across Canada and come from the Canada Revenue Agency.
Reference data, not financial advice - consult a licensed CPA or CFP before acting. See the methodology for what this page does and doesn't model.
Every figure on PlainRRSP is rendered directly from official Canada Revenue Agency registered-plan limits and each province's published marginal-rate schedule, no number is typed in by an editor. Yukon's bracket schedule and the federal brackets are rendered live from the published government tables. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026 tax year.