RRSP and TFSA Contribution Limits by Year, 2009-2026
PlainRRSP catalogues every annual CRA-published contribution ceiling for RRSPs and TFSAs since the TFSA program's launch in 2009.
Research
Original data research from the PlainRRSP editorial team. Every number here is pulled directly from our live database; nothing is hardcoded.
According to the Canada Revenue Agency, the 2026 RRSP dollar ceiling is $33,810 and cumulative TFSA room since 2009 reaches $109,000, while provincial top marginal rates span 11.50% to 25.75% across all 13 provinces and territories. These research pages trace those figures across 18 tax years (2009–2026) and every jurisdiction, current as of January 2026; see the methodology for sources and lineage.
Top Provincial Marginal Tax Rates by Province, 2026
PlainRRSP ranks Canadian provinces and territories by their top marginal personal income-tax rate for the 2026 tax year.
Province-Aware RRSP Contribution Strategy, 2026
PlainRRSP analyses which Canadian provinces produce the largest RRSP tax-deferral gap at the top bracket, using each province's 2026 schedule.