Provincial profile · 2026 tax year
New Brunswick marginal tax brackets
New Brunswick's 4-bracket personal income-tax schedule for 2026, and what its rates mean for your RRSP-versus-TFSA decision.
- 19.50%
- Top provincial rate
- #5/13
- By top rate
- 4
- Brackets
- 52.50%
- Combined top rate
New Brunswick vs all provinces by top marginal rate
Where New Brunswick's 2026 top provincial rate sits among every jurisdiction in the PlainRRSP corpus (higher = more RRSP deferral value per dollar)
20% Top 38% higher top rate than 62% of 13 provinces
Jurisdictions, banded by top provincial marginal rate
Each bar is a band; taller bars hold more provinces. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Provincial finance-ministry schedules · 2026-05-20
Where New Brunswick sits by bracket count
New Brunswick has 4 provincial brackets among 13 jurisdictions (schedule inventory, not a rate-quality ranking). Orthogonal to the top-rate charts below.
New Brunswick vs all provinces by bracket count
Where this province's schedule length sits among every tracked jurisdiction
4 11th of 13 higher than 2 of 13 provinces
Jurisdictions, banded by provincial bracket count
Each bar is a band; taller bars hold more provinces. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CRA provincial tax schedules · 2026-05-20
2026's top provincial marginal rate in New Brunswick is 19.50%; the federal schedule adds on top of that.
New Brunswick's 2026 schedule has 4 provincial brackets, 9.40% to 19.50%. Once the federal top rate (33.00%, above $258,482) is stacked on, the combined top marginal rate is 52.50%; New Brunswick ranks 5 of 13 provinces and territories on that measure.
- 19.50% top provincial rate
- 52.50% combined top rate
- #5/13 by top rate
- 4 brackets
The verdict
Every dollar a top-bracket New Brunswick resident defers into an RRSP shelters 52.50% in combined federal-and-provincial tax - sitting between British Columbia and Prince Edward Island in the national ranking.
- 19.50%
- New Brunswick top rate
- 33.00%
- federal top rate (above $258,482)
- 52.50%
- combined top marginal rate
- #5/13
- national rank by top rate
Combined rate = the province's top marginal rate plus the federal top rate, both rendered live from the published schedules.
2026 provincial bracket schedule
Source: New Brunswick2026 provincial income-tax bracket schedule. Bar length scales to the top provincial rate.
| Bracket | Income range | Provincial rate |
|---|---|---|
| 1 | $0– $49,958 | 9.40% |
| 2 | $49,958– $99,916 | 14.00% |
| 3 | $99,916– $185,064 | 16.00% |
| 4 | $185,064 | 19.50% |
Source: New Brunswick2026 personal income-tax schedule - official publication. Federal brackets from the Canada Revenue Agency, 2026 indexed schedule.
Your combined marginal rate by income
The rate that prices your RRSP deferral is the federal rate plus New Brunswick's rate at your income.
$50,000 income
28.0%
14.0% federal + 14.0%NB
$100,000 income
36.5%
20.5% federal + 16.0%NB
$150,000 income
42.0%
26.0% federal + 16.0%NB
$250,000 income
48.5%
29.0% federal + 19.5%NB
Your true marginal rate, dollar by dollar
The combined federal-and-New Brunswick marginal rate is a staircase, each step is a bracket threshold. Hover or tap anywhere to read the exact rate at that income.
Source: New Brunswick + Canada Revenue Agency published 2026 marginal-rate schedules. Combined rate = provincial + federal at each income.
Combined rate = the federal marginal rate plus New Brunswick's, at each income, rendered from the 2026 published schedules.
How New Brunswick ranks, top rate across Canada
New Brunswick's top provincial rate of 19.50% ranks #5 of 13 jurisdictions - higher than 8 of 13 provinces. See the distribution chart above for the full national histogram.
New Brunswick's tax-structure shape
New Brunswick's position on the entry-rate-vs-top-rate map below shows how progressive its schedule is, the further upper-left, the wider the RRSP deferral wedge.
Source: provincial finance-ministry 2026 bracket schedules, compiled by PlainRRSP. Dashed lines mark the median entry and top rate.
T1 provincial rate strip
What this means for RRSP vs TFSA in New BrunswickNB · New Brunswick2026 · 4 brackets
New Brunswick · top 19.50% · combined 52.50% · #5/13
- RANKNew Brunswick top
- TFSAcombined 52.5%
- BKTS4-band book
- PEERnear Prince Edward Island
- T1@$100k 36.5%
- RANKgap 16.0%
Figures use New Brunswick's published 2026 provincial schedule stacked on the federal brackets: reference math, not a personal tax return. Read with New Brunswick → · Model your own →
New Brunswick in the top-rate neighbourhood
Nationwide provinces with similar marginal rates
Two data-derived peer sets for New Brunswick: headline top-rate neighbors and $100,000-income rate neighbors (distinct comparison neighborhoods).
Similar top marginal rate
Nearest 2026 provincial top rates nationwide (19.50% here).
- Prince Edward Island · top rate 19.00%
- British Columbia · top rate 20.50%
- Nova Scotia · top rate 21.00%
- Manitoba · top rate 17.40%
Similar rate at $100,000 income
Nearest mid-career provincial marginal rates at $100,000 of income (16.00% provincial here).
- Newfoundland and Labrador · 15.80% at $100k
- Prince Edward Island · 16.60% at $100k
- Nova Scotia · 17.50% at $100k
- Quebec · 19.00% at $100k
Peers are nearest-neighbor matches on published 2026 bracket tables; corpus ranks above sort the full 13-jurisdiction set.
Frequently asked questions
- Where does New Brunswick sit in Canada's provincial tax distribution?
- Among 13 provinces and territories in the PlainRRSP corpus, New Brunswick's 2026 top marginal rate of 19.50% ranks #5 - in the middle of the national spread. Combined with the federal top rate, the deferral ceiling is 52.50%.
- What is the top marginal tax rate in New Brunswick for 2026?
- The top marginal provincial rate in New Brunswick for 2026 is 19.50%. Combined with the federal top rate of 33.00% above $258,482, the combined top marginal rate is 52.50%.
- How many tax brackets does New Brunswick have compared with other provinces?
- New Brunswick has 4 provincial brackets - rank 11 of 13 by schedule length. Bracket count measures schedule complexity, not rate height; see the top-rate distribution above for deferral value.
- Where does New Brunswick bracket data come from?
- The schedule is rendered from New Brunswick's published 2026 bracket table, see the linked source above. Federal brackets are uniform across Canada and come from the Canada Revenue Agency.
Reference data, not financial advice - consult a licensed CPA or CFP before acting. See the methodology for what this page does and doesn't model.
Every figure on PlainRRSP is rendered directly from official Canada Revenue Agency registered-plan limits and each province's published marginal-rate schedule, no number is typed in by an editor. New Brunswick's bracket schedule and the federal brackets are rendered live from the published government tables. See our editorial standards & corrections policy, the methodology behind these numbers, the public data change log, or report a data error. Data current as of 2026 tax year.